OneMain Financial - Cumming (GA)

2 /5 Sead Garanovic: Be careful, you will get a Solid Hard credit pull for a credit approval check. Their advert in the mail is sugar coated. I soon realized the credit pull happened and all the stips. There are other things id do instead of doing a 2025 title max loan with one main financial. I was catfished

1 /5 Angelique B. Willis: One main denies loans to people of color. I was approved for a loan after a hard inquiry on my credit. But after a so called review, Venessa in Cummings or Roswell Georgia decided not to call me back. I had to call her to check my status in which she said my student loans that are in deferment for four more years adds to my costs per month. What a joke! I am married, so instead of denying me, why not add a co-signer, which is my husband that makes double the amount I do? One Main is a joke and racist. They see power in denying people of color loans. I checked the data from an inside source and One Main overwhelmingly denies loans to people of color than whites dealing with similar financial situations.

5 /5 Madhu Gotham: Big thanks to Caroline at OneMain Financial! She stayed late to help me finish my loan and made the whole process easy. Really appreciate her patience and support. Great service!

5 /5 Kortnie Reed-Walker: I worked with Ty and she was amazing. She walked me through every step of the process, listened to exactly what I was looking for, and made sure I understood the loan in and out. Im so appreciative of all her hard work, and highly recommend OneMain Financial for any of your loan needs.

5 /5 Damien Bridges: Im currently inquiring into a loan with these guys, so far the website and loan process is not as great as other sites, I was approved so well see what financing they come up with. I have personal finance experience so Ill be back to update this review once the application process is completed and give you guys the rundown on what youll be getting into with OneMain. Reviews may or may not raise or lower. Update 1: So far Ive contacted the branch with no response, their phone lines do not seem to be actually set up to ring, instead they just forward to a voice-mail system. They dont coordinate callbacks very well it seems either. So far pretty frustrating. Will be updating once I receive a call back. Final update: So I called in, turns out their phones are actually in location as it states which is wonderful, I just have bad timing myself it seems. Got in touch with someone, they unfortunately did not lower the APR of the loan but instead of 36 months Ive been given, which in the long run Im spending more, but its a lower monthly payment. They were very efficient and timely in explaining all of the details and even offered me a higher loan which I declined just for my own wallets well-being. Wonderful staff, super friendly and I got the money the next day in my bank I provided. Overall great experience, a few issues but nothing is perfect, as far as business and professionalism they were wonderful. I think some of the comments on here with lower reviews might have something to do with people who cannot manage their money/payments and fall behind. Do understand they ARE a loan company, they do have an obligation to hold up their part but as well as to make sure you follow up on yours.