KSJT Insurance Services - Folsom (CA)

Tom Reese Bill was recommended by a trusted friend. He was extremely knowledgeable, helpful, and patient! He went the extra mile as we hit a big deadline with Medicare and secured my insurance. He was always available for my questions and more importantly, has a great sense of humor. I would highly recommend Bill and look forward to working with him in the future!

Jose Martinez Always informative and get great answers to my questions

Shirley Hanson Very helpful & answered all of my questions. I have been very happy with their services & help over several years.

Biz Hou Kelly and her assistant as Escrow officer, And Tom, as Underwriter and Title officer, they are all very knowledgeable, very polite, very patient and work very efficient. I finished 2 transactions with them in last 3 months, I have another one with the now, and will continue work with them... Great work! Great service! Great People! Beyond their professionalism, Kelly Ervin is very knowledge, very patience and always quick responsive with any of my question. The one of biggest my appreciation is her always willing to help!

S A-M Colby My wife and I walked from the RV park that we were staying at to this office to purchase Mexican insurance. We quickly discovered that pictures were needed for the policy and said we would return the next day. Christian was extremely helpful and offered to drive us to the RV park so he could take the necessary pictures. We are also traveling with my 91 year old father-in-law who also required insurance. Christian took pictures of both our RVs drove myself and my father-in-law back to the office. My FIL just got a new hip so he is walking with a cane, Christian sat with him at the office so he didnt need to stand through the duration. After we were both done he drove us back to the RV Park. I can not say enough great things about this wonderful young man and his customer relation skills. Thanks again to Payless Insurance and Christian!!!

Dr. Denys Crain-Gully Sr. Joshin Bruguera has been my insurance person for 15+ years now and I can honestly say that there arent enough words in the English language proper describe the professionalism and care that Josh has extended toward me over the years. Josh was always responsive. I always felt like I was his only client. We would review my insurance periodically to ensure that I had the "right" coverage and "not" the most expensive coverage. I always appreciated that. Moreover, when I had questions, Josh took the time to answer my questions no matter how far left those questions might be. He was never inconvenienced. When it was clear that I was retiring and relocating out of state Josh continued to answer my questions and reviewed the coverage I was getting (still State Farm), who does that. Josh set a HIGH bar and if state laws did restrict insurance persons licenses state-by-state Josh would still be my guy!

Tom Case Great agent! David has constantly found ways to save money on my policy and keep me advised on any policy updates and changes.

Gary Jacques They are always knowledgeable about every aspect of the policies So I might make an informed decision .

Rikki Gonzales Maribel was more helpful than most people I talked to. She went over and beyond to ensure I was getting the best policy. I’ve talked to other people from the customer service line and nobody actually helped me like she did. If you get a chance, request Maribel Vega to ensure you’re taken care of not just another sale! Thanks Maribel! You’re appreciated!

lei li Had a great experience with Lin Zhao Insurance. They were super helpful and made the whole process of getting business and life insurance surprisingly easy. It’s clear they really care about their clients."