1 /5 Lacey Englert: Dont get a loan through here unless you want to be harassed by them. Today I was interrupted while at work by one main, I didnt know it was them I just seen it was a local number and thought it was the doctors or something, so I answered. And they were calling because I am ONE DAY late. Today is the 2nd of July. Its a Friday. I didnt get paid until today, MY BAD GUYS, I guess I just figured one day late wouldnt be that big of a deal after being on time for like a year straight. But hey, its my own fault for assuming. Not only this but they charge a $50 fee for returned payments, which I totally understand a fee for that but FIFTY FREAKING DOLLARS thats more then I make in like 5 hours of work. The interest rate is very high compared to just going to a credit union. And they are constantly spamming me with calls and emails saying they have a great new loan offer. Im trying to pay off the loan and get out of debt. Instead of helping me with getting debt paid off they are constantly trying to add more. Just save yourself hassle and go to a credit union.