1 /5 Kurt Ferris: Be very wary of dealing with Empower For loans. When my girlfriend refinanced her car with them they delayed sending the payoff check, resulting in her getting a late fee that they would not cover even though it was their fault.
Then when she traded it in, the dealer sent them a check that their employee signed for and lost. Then they charged her a late fee and reported her past due because of their mistake. They love to charge late fees for situations that they create. While everyone makes mistakes, they take NO RESPONSIBILITY for theirs. This seems to be a common theme, if this has happened to you please speak up.