2 /5 Luis Boldizsar: I cant say that this is the most incompetent group of bankers I have ever dealt with, that title goes to Chase on Clark and Foster, but these folks lost my credit card application, declined me because they had my birthday off by a day, asked me to bring in a drivers license, but then they wanted a passport, then when they finally fixed the mess and wanted me to come in to sign a doc, it wasnt ready when I got there and they asked me to come back later in the day.