5 /5 Jack Beuttell: David Collins and his team are top-class when it comes to insurance products and protection. The market in Florida is pure chaos, and Ive gotten very clear, concise, transparent and timely responses from my reps at Tom Collins. I ask a lot of questions, and they never make me feel like Im wasting their time, even though I know they have a long line of customer requests. David approaches things from a true risk management perspective; hes inherently sharp, well educated in the market, and he must be a good leader because I get great service from his entire team. Go ahead and get multiple quotes for your needs, but make sure Tom Collins is one of them.