1 /5 Hip Hop Spit: Biggest gimmick thus far dont be fooled by their friendly smiles dripping with straight venom.My wife is insured with this company who are in cahoots with Equity and Pearl holding group.I pay for her insurance Full Coverage, well she was in a bad acccident and the car was so totaled, they didnt get her a rental like the policy stated and they lied and said she E-signed stating she didnt want uninsured motorist which is false, whats the purpose of having full coverage without uninsured motorist? Save yourself time and money dealing with these folks go to GEICO we are. They act like theyre there to help low income people but are actually scamming them. Make sure you read your policy with them and dont sign anything youre not sure of.Do not deal with Oceans holding or Pearl holding group,or Equity insurance youre better off going to a known insurance company.