5 /5 Thomas tj: Howard, the owner, is one of the most experienced insurance agents I have ever met and I was in the industry years ago. Not only did he save me a boat load of money on all of my insurance needs, he advised me on how to do things to be covered in just the right way for the important things, while trimming the fat in areas I really did not need. He is patient and really spends the time to work with his clients. I cannot say enough GREAT things about him and his agency. He handles my home, auto, RV, boat and my business. Wish I had found him years ago. 5 stars all the way and highly recommended.