1 /5 markbc1: NOT RECOMMENDED
Surprised that Chris Thom, or his advertising bot, sent us a request for a recommendation.
Chris Thom, Allstate insurance, carried the policy for our HOA for many years.
- It was always difficult to get an appointment to meet with him, since he rarely was in the office or available.
- When pinned down, he was equivocal on coverage questions and provided tepid recommendations -compared with similar discussions with other commercial agents our HOA has worked with.
- Our AllState contract required the carrier to provide a hard copy of the policy annually; but we received just one copy in more than 8 years that I was dealing with Mr. Thom. That copy was requested by us several times.
- Several years ago, AllState cancelled our HOA coverage with zero advance notice given by Chris Thom. The only indication was that our monthly autopayments stopped being collected.
- Our HOA had to track him down, and his excuse was “we sent you a notice 90 days ago.” [Our PO Box/mail system processes bills, monthly payments, and assorted issues without issue or failure. We had ZERO notice or contact from AllState --and less from Chris Thom.
Bottom line:
1. AllState does not seem keen to insure -low risk [one (small) claim in 8 years] HOAs in California.
2. More to the point: Chris Thom’s communications, work ethic, and results -at least in dealing with our HOA, were terrible.
I would not recommend any dealings with Chris Thom on serious matters or business.