1 /5 Della Turner: These people wont let my mom cancel her policy i have been trying for a month now, she took out her policy last year, and for personal reasons she cant keep it, they have sent her application to cancel back to her 5 times every time with something different to fill out, this last time they want a copy of her husband death certificate, now she dont have that since every thing of hers was ruined, he has been dead for 20 years and she took that policy out 19 years after his death, they are doing everything they can to waste time, after a certain amount out time they wont have to pay her the surrender value. I had to give them 1 star or they wont let me post a comment they dont deserve any stars.