1 /5 Travis McDevitt: Progressive declared my low mileage, well-maintained vehicle a total loss after their insured driver scratched and dented two body panels. They significantly under-valued the loss vehicle and only responded to legitimate feedback on the valuation issues after an inquiry to the state insurance commissioner. They ultimately DID revise up the total loss payout after playing the waiting game for several months and asking for specific compliance to the line-item requirements in the Washington Administrative Code - consider that an option. Revisiting the total loss declaration and asking for a repair was not an option either. They unilaterally have the power to take away the clean title of your vehicle and tell you what its worth.
Now I have to play phone tag with one specific person two time zones away in order to schedule an appointment to spend 2-3 hours of my working time to drive here during the week and trade my title for a check. I pleaded for a by-mail option, to book an appointment via SMS, anything. No, it has to be in-person, and I have to drive to them.
If youre reading this, remember that you have rights and you have public servants whose job it is to hold these companies accountable.