5 /5 Lynne Moore: I am a saver not a spender, I am proactive, and more of a planner but not much of a risk taker. My spouse is pretty much the complete opposite. Kelley has her hands full with us. But her professionalism, knowledge, and ability to explain things in layman’s terms makes getting all our chickens to gather together in one hen house and lay golden eggs easy. I have lots of questions and she takes the time to make sure I understand each change or next step in the plan. Retirement is feeling more like it will be a new fun adventure, not a scary run in with a wolf. If you feel uncomfortable about how you are ever going to retire someday, take the next step and work with First Command.