American Momentum Bank - Seminole (TX)

1 /5 John C: I am closing my account with Momentum Bank. It started when I wanted to help my brother-in-law cash his stimulus check. At first, they said they would do it, if I deposited the check into my account and the funds would be available at a later date. Fine, no problem. Then, they say no, they cant do it since my brother-in-law is not on my account. Then she says very rudely: "Take it to Wal-mart, they do that kind of thing". I had 10 times the amount of the check in my account at the time! I guess they really did not want my business that bad. I went to my other bank across town and they gladly cashed the check. Goodbye Momentum Bank.

1 /5 PrisRDL: My husband had his business account at this bank. The tellers inside the bank and at the outside window are very rude. This is every time that I had gone there. And they talk to you though it’s not your hard earned money. It’s theres. They have no respect in the way they talk to you. So we switched it to first United bank where I have our checking account opened. First United is an awesome amazing bank. They are all very courteous. They talk to you with respect and are always always nice. First United banks staff has always been wonderful.

1 /5 Samuel Letkeman: Couldnt be more irritated with the way that my funds are handled. When you cash a check, they take the money out of your personal account and then add it back in once the money clears on the other end (even if it means an overdraft on your end until the check clears). My transactions from the past five days are missing from the app and the two checks that I deposited today still havent shown up in my account 12 hours later. This bank has given me nothing but stress.

1 /5 Peters Irrigation: Be very careful with this bank! They have a lot of issues and do not handle fraud very well. They will blame you for not catching fraud and will hold your funds up to 60 days. We had a forged check for a significant amount of money written out and that money has not been returned to our account. They are claiming that the funds take 60days to be returned. It has been more than 60 days and now they are not responding. They will not tell me what is going on with the money. They locked the account and want us to open a new account.