1 /5 Michael Around: Some of my student debt was transferred years ago to these shady creeps from Sallie Mae (without giving me any choice). Today I called about a mysterious new statement claiming there are “unpaid fees” on my account. As it turns out, these alleged fees appeared on my account in 2019-20 (so why send me a statement about them in 2022?!?!) and I don’t even have to pay these fees now because they’ve already been capitalized! And whom did I learn this from? A woman on the phone in the Philippines who didn’t even understand my question. Navient, are you incompetent, corrupt, or both?! Buzz off!!