5 /5 Jody Steinberger: Got a check in the mail as a solicitation. Terms were more than acceptable. I was thealln offered to increase the amount of my loan that I havent mad3 the first payment on yet. This was a simple process and cant imagine it being easier. DAVID was a boss at handling everything. Quick and easy and painless. Now, I can only speak to the Ross Twp office and David. Your experience may vary...but I think youll be fine. Got a smart phone?? Get a loan same day processing and next day deposit. These are not payday loan, fly by night loans. Negotiate your terms within reason...send an email or two...you got a loan!!