5 /5 Gregory BERKEBILE: Three years ago, my family was facing uncertain times and had to make decisions on our 401 K and other assets. Sam, Dean and their team met with us, did a thorough review to help us all understand our options and the different aspects we should consider. We then mapped out a plan. The result - we could not be more pleased with their follow-up, their suggestions, and mostly, the results. We highly recommend Carpenter Financial!