5 /5 Samantha Beecher: I am actually Samanthas Dad and I have the AmeriCU account (not sure what happened here). Ive had accounts at Key Bank, Community Bank, NFCU, and Redwood and maybe more. When I was going to receive SSDI, I needed an account. Key Bank said no because I had paid off a small car loan 6 months early.....40 years ago. Community said no because I defaulted on a loan balance of $600 15 years ago....I had their correspondence in my hand to prove I paid it (amusingly, they had to cash my checks as theyre government checks written on their bank! Lmao!). I didnt ask NFCU because I was always treated as a low life when I had an account there... mustve been the hair and tattoos ( my signature was forged on some papers and they wouldnt even look into it even though I could prove it wasnt my signature). I called AmeriCU...as soon as I said "disability" I was invited to open an account. I mentioned my apparently poor banking history. It didnt matter. They have suffered my ignorance, unresponsiveness, frustration, and having to repeat themselves regularly. My credit score is good now with very little effort on my part. Wouldnt be doing as well with finances now if not for them. Stop in, have a cold drink, or hot, or both. They might not be for you. But I treat them the way I expect to be treated and if theyre whispering and giggling behind my back, theyre waiting til Im gone! Kudos, AmeriCU. I wonder if theyve a dating service? I Love You, AmeriCU!