Adirondack Retirement Spec - Queensbury (NY)

DJ P Retained Joe OHaver as my financial advisor when he worked at IBN financial to help me plan and manage my 401/IRA as I was planning to retire. I wanted to generate a steady income stream from my investments. He recommended that to achieve a stable and secure income stream that I heavily invest in REITs. After multiple discussions he assured me that this investment would meet my objectives and that they were stable and low risk and I would be able to get my cash back within 5-10 yrsrs. End result after 10 years is I now have multiple large REIT investments that are not paying any dividends and have cancelled their buyback. They ended being useless money loosing investments with no way to get my funds back without substantial losses. His recommendation was based on his or IBNs commission and not what was best for me. Avoid him and IBN financial at all cost if you want to protect your money.

Edward Casazza I recently worked with Jheilyno Colon, a Mortgage Specialist from Farm Credit East and he was excellent. His knowledge around the products was strong and clearly explained the differences in various loan products.Given fairly complex circumstances, I appreciated anytime he wasnt 100% certain of an answer he communicated that and got an answer right back after he completed his due diligence. Ive often shopped for rates in the past but early on in this process I felt even if there was a slight difference in cost it was worth it to work with Jheilyno.

Chris Phillips I have been a client of Ed Sr for over 30 years. Now its great to not only work with Ed but now his son as well. Have always kept me in the right financial direction during my journey.