Access-Independence-Cortland - Cortland (NY)

K. C. There are case workers who always show they care and ones who care, but are overworked. One must remember these important workers deal with a lot of stress and I am sure that takes its toll. My pipes burst and I went through a whole tank of gas. I was really distraught and the Supervisor approved extra HEAP assistance. This year my heater is not working and Doug, the director of HEAP made sure it was serviced. He then directed me to a program that could help me with a thermostat. I cant imagine how stressful it is for these workers right now with the pandemic. As a disabled person, I am thankful for them.

Jennifer M I am so thankful and grateful to have been under the guidance and expertise of Joe May and his team. Joe is dedicated and passionate about making dreams come true and it does not go unnoticed. Truly thankful to you and your team, Joe. My dream of home ownership came true because of you and Im truly grateful. My family thanks you.

Mark Girardi Started with them years ago. Tom Curran is the best. Has always giving the best advice . His team is top notch.give his firm a call wont be disappointed.

susanne cianfoni Mike is wonderful!

DJ P Retained Joe OHaver as my financial advisor when he worked at IBN financial to help me plan and manage my 401/IRA as I was planning to retire. I wanted to generate a steady income stream from my investments. He recommended that to achieve a stable and secure income stream that I heavily invest in REITs. After multiple discussions he assured me that this investment would meet my objectives and that they were stable and low risk and I would be able to get my cash back within 5-10 yrsrs. End result after 10 years is I now have multiple large REIT investments that are not paying any dividends and have cancelled their buyback. They ended being useless money loosing investments with no way to get my funds back without substantial losses. His recommendation was based on his or IBNs commission and not what was best for me. Avoid him and IBN financial at all cost if you want to protect your money.

Dave We started working with Bill and AIO several years ago because we wanted our investing to reflect our ESG values. Bill has been very helpful to us, and his guidance is greatly appreciated.