1 /5 Lateef Wright: This is by far the worst lending company to ever apply for a loan with. In 2019, I was tricked into a lease when I was informed I was going to be finance for a car. I was never late nor missed a payment, and in fact I spent over $4000 to pay the lease off a year before the last payment was due. I turned the car in, and before I knew it, a couple months later I received a credit alert stating that my credit score decreased by over 150 points, due to Brite financial flagged my credit report with a charge off for $233, which they claimed I owe. And the representative in the legal department claimed he personally sent a letter to my house stating that I owe a balance of $233.
I never received any letter from them. And if they have always communicated with me by email, why would they send a letter all of a sudden. The letter they claim to have sent never arrived at my address. And the person from the legal department wasn’t helpful at all. After explaining to him that after I paid the car off and turned it in, Brite Financial still had in their possession my down payment which was a deposit I was promised to receive once turning in the car. That deposit was over $1200. There was nothing wrong with the car when I returned it, put side of it needing a new key fob, yet they stole my deposit and still charged me $233. Yet never sent any letter or itemize list showing how I owe $233. I recommend any and everyone to stay far away from that piece of s#!t of a company. They are scam artists!!! I’ve heard all bad reviews about this company after I was duped into the lease, but never thought that I would be writing a review due to these crooks taking my deposit, flagging my credit with a charge off and then lying about sending me a letter concerning what I owe them.