1 /5 Steven Palmisano: Been a customer of Progressive for my homeowners insurance for years. Recently, without any reason, they increased my policy by 60% annually. I called them up to try and reduce coverage, was told a new policy would need to be written since my existing policy was with an agent. We did that and I was able to reduce the cost. I was told this would be setup on my app allowing me to use Autopay (which I use for everything as I dont like having to do bills each month or year). I got a notice that my old policy (for homeowners) was about to expire, but i expected that. 3 months later, I call progressive and they tell me I dont have insurance. I explain the situation about a new policy and they have no record of it. So, I say, ok, I must have made a mistake (I took the responsibility). Lets get a new policy. They then tell me because my insurance lapse (truly because of what they told me ... new policy...autopay), they were not able to insure me. Because there was a lapse, they set me up whereby it will be tough to get a new policy with anyone. I spoke to management (in a very nice way) and explained to them what happened (how I was a good customer, had auto with them, had my grown kids with them), but it made no difference. THE MONEY A COMPANY will spend to get a new customer and then throw it away because a program has been set with parameters not to insure lapse coverage. So, to make a long story short, I leave Progressive after years of coverage and check out AllState (who was high 20 years earlier after Hurricane Katrina) and it turns out, they have better coverage at better rates. Turned out good for me in the end but was completely disappointed with the way the agent, supervisor, and manager handled this. They had no authority. They were doing what the software/computer told them they could do. Now, they will lose my home and auto, but also for my grown son and daughter. When a door closes, a window opens.