5 /5 Liz Todorovic: This is one of the greatest business opportunities available today. With a very low upfront cost ( mostly for the required state licensing) , provide a great income earning potential part time or full time while helping people with financial literacy education , backed by some of the strongest financial institutions, such as Nationwide, Fidelity, Prudential , Pacific Life etc . Character and integrity are at the core of this company, and the mission is no family left behind. The best thing about it that it gives anyone an opportunity to grow, develop and build a life they want.