5 /5 Pamela Rice: I met with Pam a year ago and her help was amazing. She’s straight forward, knowledgeable in the insurance products and rules, including the nuances. This year I met with Michael, and did extensive work with him, for insurance review, products, applications, etc. By nature I ask lots of questions, and Michael gladly spent the time and answered all of them. We had several meetings across time. My heartfelt thanks to PD Benefits, for Pam in the past, and Michael this time around. I will be checking in with them annually, and feel totally free visiting with them in between if needed. Highly recommend!