Fraser Wealth Management - Woodstock (IL)

5 /5 Mark Hartwig: We got started with FWM in 2014 after having - and moving from - 2 or 3 previous financial planners. The last, after about 2 years, had come up with a possibly well-intended but sketchy-sounding scheme. We had also learned that the good friends who referred us to that planner had left him due to great disappointment, along with another good friend to whom we had recommended that same planner. Weve sinced learned of others who left our previous planner and have chosen to work with FWM. We had become aware of FWM through their work for a longtime respected nonprofit. We received great information and advice from them, and especially Social Security information that was unique among planners at the time. It made a big - and very beneficial - difference in our retirement plans. Their motto is "Integrity leads, trust follows." As fiduciaries, they are held to the highest professional standards. They are required by law to not just guide clients towards what is *acceptable* for a client, but, in good faith, what is *best* for a client. I could go on, but I encourage you to explore whether Fraser Wealth Management might be a more appropriate fit as a trusted financial planning partner.

5 /5 Christine Gratz: My husband and I have been working with Derek for almost three years, and we couldn’t be happier with the experience. With his guidance, we’ve been able to radically improve our retirement outcomes and develop stronger saving habits. He always takes the time to understand our goals, explain things clearly and provides personalized advice. Thanks to Derek, we feel confident and secure in our financial future.

5 /5 Mike Delahunty: Our financial adviser, Derek Hartmann, has been fantastic. Weve worked with him the last year and hes helped us organize both short-term and long-term finances.

5 /5 Shanna Zalud: Derek is fantastic to work with. He’s so knowledgeable and always has your best interests at heart!

5 /5 Ken Nicholson: Years ago, my wife and I selected Tim to handle our IRA’s, and to guide our much-delayed retirement planning. We made the right choice. After 2 disastrous experiences with commission-based advisors, I’m sure we were not easy clients. Tim addressed our needs very differently. He listened carefully to our specific needs and concerns, and explained in an understandable way the realities of moving from accumulating assets to spending them. He spoke from experience about where the knowns and unknowns were, and how to control them. Most importantly, we were immediately much more comfortable with the whole process. The plan he helped us prepare came at no charge, where others might expect a 4 digit fee. And in all other areas, costs have been reasonable and well explained in advance. Some years later now, Tim’s advice has proven to be rock solid. We are grateful for his excellent service, and recommend his firm without reservation.