1 /5 Justin Phillips: Unfortunately there is way to much back story to type out here, and I hate leaving this review because I fully understand they are well liked good Christian people, but I also cant remain silent. I came to them in a time of crisis and need after my wife abruptly and very unexpectedly lost her job and our insurance coverage. We had many pre-existing issues we wanted to make sure were covered. To sum it up I was told to "rest assured" in their advice and guidance on selecting a health insurance plan and was told to "rest assured" that something was covered. Unfortunately it was not covered, infact it was specifically excluded. Dummy me trusted them and went ahead with a procedure. Their advice cost my family thousands of dollars and countless hours of uneeded stress and lost sleep. I wish I had gotten a second opinion and highly regret resting assured in their council.... dont be me, get a second opinion.