1 /5 Jarrod Harris: This is a zero risk bank. It only functions to serve the board of directors and original stock holders. Its the only bank I do business with that hijacks your deposit. Large deposits take 7 business days. But even a simple $500 deposit may take 3 days to hit. This bank operates as if customers have a line of credit backing them. Obviously, this isnt so. Im fortunate I can absorb all the delays. But a lot of folks arent in that position. This community bank exists to serve a very, very, small slice of the community- And, whether a business or individual is having a good time, or bad, your private info will end up on the street.