1st Franklin Financial - Panama City (FL)

Kaila brown Wouldn’t recommend . These people are rude and spiteful. I got a 2015 for fusion from them in 2023 , the car was fine. I never missed a payment was great customer . The beginning of 2025 started to have car issues so i just decided to trade the car in for something more up to date. Traded the car in for a 2018 Kia optima , 3 weeks after i got the optima i started to have issues the check engine light came on, i took it to auto zone and the computer showed it to be the pcm. I called my financial company which was greater financial and they had the towing company come pick the car up to take it to the garage .A couple days later they stated that they believe it was the throttle body (which they made me pay 300 for) so they replaced it but if i continued to have issues with the car i would have to get it towed to Kia. Cool. A week and a half later i begin to have more issues with the car, every single light came on in the Kia and my car wouldn’t come out of park. They came to get the car a day later and had it towed to Kia march 27th. Even kia could not figure out what the problem was. Which had to be related do the pcm ! Which the the garage knew it wasn’t the throttle body in the first place. Mind you i barely got to drive the car. Everytime i would call they would say they didn’t have a update and they would call back, never once did they callback i would always have to call them and when i did call they would say we haven’t a update and why didn’t you make your car payment yet? Lol. Who would make a payment on a car they couldn’t drive? Here it is May 15 2025 the car is still in terrible condition. They offered to let me trade the Kia in and get a new car but i would still owe on the Kia!!! I told them I think it would be my interest to just not take the car and let them keep the Kia. Within a few hours they had towing company come to Kia to get the car repossessed so i wouldn’t be able to get any of my belongings out of the car and that i would have to pay 150 to get my belongings out of the car. Now i have a repossession on my credit for a car that was in terrible condition before i got it.

JoAnn Roy Ed Hickey has provided financial services to my family members and myself for more than 20 years! His knowledge and expertise have served us well, and beyond our expectations. Ed is always available to answer questions and to consult with, and he has our complete trust and confidence. I highly recommend him for whatever your financial circumstances are. Also want to acknowledge Josie Edmonds who works along side Ed and has been a wonderful confidant!

Ron Johnson Kayla crum was very helpful and very insightful. I would recommend another customer because of her services. Perry, FL Vystar branch is the location.

Nick Schery Lisa is fantastic, very helpful, knowledgeable, and reasonable (pricing and otherwise). I cannot say enough good things about her or how she conducts business. I wouldn’t hesistate to refer her to my family or friends.

Hillary Hough Amazing service!! They didn’t have the item I was looking for, but the staff said they could order it in for a cheaper price and less fees. Ordered my next item there and it was the same great service. Definitely check them out for all your gun needs.

Ellen Holland I appreciate the personal service still offered at the Eustis TD bank, something not all banks provide. All associates I have worked with in the last 6 months have been polite, knowledgeable, and efficient.