4 /5 marco polo: Always takes care of me. I have a SR-22 and full coverage insurance under 150$ a month. With a dui on record I couldnt ask for a better deal. Electronic Funds Transfer makes payments simple and worry free. Only reason I gave it 4 stars instead of 5, you have to go in to sign paperwork, more than once. I dont live near by, so its a hassle.