1 /5 Amanda Mcgonigal: Ive had a loan with one main for about 5 years now, my first loan is almost paid off. I could pay it off completely right now, but chose to see what I qualified for if I chose to refinance and take out a new loan. I prequalified for 9500 unsecured so I applied. Came back at 12500 secured. For one, I never asked for that much, for two I received a call the next day the male on the phone seemed very blunt and almost unreasonably aggressive in tone. He said I need a car title to further my loan, I told him I dont have a car titled in my name and he said okay Ill close your application. I figured there wouldve been more communication. Or negotiation. I have made 100% of my payments on time for 5 years but that seems to have not gotten me anywhere with one main and they dont seem to value that in any way. Ill take my business elsewhere going forward.