2 /5 Regi Traven: The application process itself was fast and smooth. The agent who did my paperwork was pleasant and concise. The loan itself is concerning and I present this review as a WARNING. ⚠️ High interest rate loans such as these (29.99 for mine) can be a financial trap, so BE MINDFUL. I kept the loan only long enough to make one payment. I made a payment of $205 on a $5,500 loan. The payoff was $5,678. In otherwords, I paid only $27 towards the principle(Lendmark gained $383 after just one payment). Imagine making 7 payments at this rate... I wouldve only paid the equivalent of just ONE payment and STILL have a $5,500 balance. Fortunately I was able to pay the loan off in full before further loss occurred. I called Lendmark for an explanation and the phone operator told me "I dont know what to tell you". My advice: Have your agent give you a point by point breakdown of what your payment on principle versus accrued interest will look like BEFORE you finalize.