Creative Money LLC - Seattle (WA)

5 /5 Stephanie: My husband and I recently worked with Sam Kirby at Creative Money and couldnt be happier with our experience! Everyone at Creative Money seemed great (someone else worked with us in advance to make sure that we assembled all the documents/information Sam would need), but Sam was out-of-this-world awesome. It felt like she really "got" us--not just our financial situation, but our logistical limitations as two very busy working parents (probably because she is one herself!). She put together a plan for us that addressed all the things I was hoping for guidance on, and many things I hadnt even thought of, and she was fantastic at explaining the what and why of every recommendation. I feel like we are in fantastic shape to move forward with confidence, and its awesome to know that Sam is a resource to us for additional questions/issues for the next year. I couldnt be more pleased with our experience!

2 /5 Rock Hard: I had a financial plan done less than 5 years ago, not knowing anything about this world at the time and needing help. I had initially been following a very basic investing strategy ala John Bogle, with most of my savings invested in an S&P500 index fund. I was fairly young, and was assigned to work with someone who I think couldnt have been more than a few years out of college. She was very confident and spoke with an air of authority, and I trusted what she recommended. She produced a plan for several moving parts coming up for us in our life over the next few years, presented in a spreadsheet, and made recommendations for changing our current investments and future allocations. After a year, we needed updates as a couple of important circumstances had changed. The original person was gone, and a more seasoned person took over. They pointed out several assumptions in the original spreadsheet that they did not agree with, which lead to significant changes in our plans. A bit frustrating, but we rolled with it. Fast forward a few more months, and needed some additional input. Was told wed have to pay full price for a whole new financial plan. Fast forward a few years, and today I am reviewing again the investment allocations I had altered based on the previous advice. Had gone from a simple low cost index fund to 5 different recommended funds. Comparing returns, I would have been way better off (to the tune of $100k) if I had not heeded her advice.. So, ultimately, this cost me over $100k and after a few years I have a broken and unusable financial plan. I am fairly certain they are charging even more now up front. You should be aware that you may only get a one off for that price, and that the investment advice might be considerable worse than what you would get by buying John Bogles book used for a few dollars on amazon.

5 /5 Cassandra Hutchinson: we recently worked with sam kirby from the creative money team and i can easily say it’s one of the best things we could’ve done for our future. during our strategy session, she walked us through how our retirement will look and gave us really helpful action items that’ll help us reach our short term goals. she took the time to patiently explain any financial concepts and terms we did not understand. we’ve reached out to her a few times after our session with additional questions and sam has been super responsive and insightful. we feel better prepared to tackle our finances thanks to sam. we will (and have already!) recommended her and the creative money team to our friends!

5 /5 Florian H: Super great and smooth process, and the initial financial review with Sam was extremely thorough, answered all questions we had and pointed out several things we can do better with our finances we had on our radar. It was super helpful for us to find out where our budget is, and what this means for our long term financial situation. And, funny enough, we even later bought the very house Sam pointed out as an example for whats in our bugdet! Sometimes, things just are meant to be.

5 /5 Lori Harden: Weve worked with Sam from Creative Money twice now and wish we could give six stars! Great company, great staff. Sam was able to take a complicated, half-baked, pie-in-the-sky retirement plan and not only show us how it could work, but also distill it down to something we could easily understand. Ive wholeheartedly recommended Creative Money to all my local friends. You cant go wrong with this amazing team.