1 /5 Alma Beck: Worst adjuster in Texas. Josh Elder. Took him 2 months to return my calls after I was hit by someone with Texas Farm bureau insurance. Then he proceeded to write an estimate for $682. The correct total for my damage ended up being $3800. Oh and I will be without my car for 3 weeks. He informed me it was up to me to rent a car on my dime and then I can get reimbursed. I wonder how long that would take if it took him 2 months to return my calls. I would not wish this experience on anyone. I have only been hit one time before and that person had progressive. That experience was wonderful. They had my car fixed in 3 days, they took me to get a rental and back to get my truck when it was ready. I had no idea I could be treated like this by an adjuster.