5 /5 marcia culver: Robert Tunnell has been my Retirement Planner since I moved my portfolio to RPOA (formerly known as Money Matters) 8 years ago. He is a very congenial person, and truly cares about his clients. He has done a great job meeting with me on a regular basis to keep me informed about the status of my accounts, explain what the market has been doing, and conveying what he foresees and recommends for the future. On a couple occasions, I have asked him to explain a few rather complex scenarios to me, and the quality of his explanations were what you would expect from a college professor. Robert has the ability to take a complicated question, and answer it in such a manner that it is easy to understand. He is extremely knowledgeable, and I trust his expertise when making decisions on the balance of my portfolio. In summary, I couldnt be more pleased.