2 /5 C H: Had them since I was 16, but for the past few years its been more and more difficult to even get ahold of anyone in the office and everything just takes forever to get done. As Im typing this, Im sitting on waiting for a policy change I was told would take two days.....its been a week plus with no communication. The folks there are very nice, but unfortunately its just a bit too inconsistent and not meeting my needs as a policy holder, so Im switching agents.