2 /5 Kevin H.: They never answer their phones! I got rear ended at a stop light the day after Thanksgiving. Needless to say, my car got totaled and now I have no transportation. I called Fred Loya and told them my situation. They gave me a number to a claims agent named Jessica Porras. I called her and called her, leaving message after message and she never calls back. She never answers the phone period! And when I try to call Fred Loyas main office, its the same thing all over again. No one ever answers the phone! Does anybody even work there?