Kness & Associates Insurance & Investments - DuBois (PA)

Shawn Deaton Working with Andy has been a game-changer for my financial future. He combines deep knowledge with a genuine, client-first approach that makes you feel confident and supported every step of the way. Andy took the time to understand my goals, walked me through my options clearly, and built a plan that actually feels achievable—and tailored to me. Whether it was budgeting, investing, or planning for retirement, Andy made complex topics easy to understand without ever being condescending. He’s always responsive, detail-oriented, and thoughtful in his advice. I truly trust his guidance and can’t imagine managing my finances without him now. If youre looking for a financial planner who is both highly skilled and sincerely cares about your success, Andy is the one. I cant recommend him enough! Shawn

Tammy Fisher Very friendly and very helpful get things done for you fast and help you with all your needs

Shane Pacella Very knowledgeable and in tune to market trends and changes. Experienced and hardworking. Bill will take the time to ensure your decisions are best for your situation. Always

desertmonsoon1 Customer of this bank for 25 years. They are a descent bank. However, consistently are a nightmare to obtain a new bank card from or withdraw larger sums of money. I often need new cards as they wear quickly. Checks are very expensive.

Gina Negron He was very friendly, helpful, and caring. He answered all the questions I had so I could understand.

CHRSPLMR US Raphael Musto wealth manager and financial advisor extraordinaire. I can not applaud the trust and communication of the entire Musto team enough. I feel like part of the family when I entrusted the Musto team from day one. Raf , thank you for all that you do and have done for my father.