First Command Financial Advisor - Jay Ringenbach - Watertown (NY)

Pine Forest I read Millers book "The Single Best Investment," and many other investment books, before I started getting seriously into the stock market in 1998. Millers investing philosophy strongly attracted me, and Ive been doing it pretty much "his way" ever since. I even exchanged several emails with him back then and found him responsive and engaging (we disagreed about Crown-Pacific, heh-heh). A great intellect. Miller is a nationally recognized expert on utilities, and his funds tend to focus on them. Im so glad I discovered his book and was influenced by his rational approach to investment. Although I run my own portfolio of individual stocks, if you dont have the time, inclination or knowledge to personally manage your investments, I recommend the Miller/Howard options without reservation.

Ranjit Dighe Satisfied customer for 27 years. Good rates, good service.

Shamari Lewis I recently had the pleasure of working with the Brooklyn Funding Group for my latest fix-and-flip project, and I couldnt be more satisfied with the experience! From start to finish, their team demonstrated professionalism, efficiency, and a deep understanding of the unique challenges real estate investors may face. The loan application process was straightforward, and they provided clear communication every step of the way. What stood out most was their fast approval and funding timeline—it allowed me to get started on my renovations without any delays. I highly recommend the Brooklyn Funding Group to anyone looking for a trusted partner in the fix-and-flip space. Ill definitely be working with them again on my future projects!

Paul Steinberg This branch is GREAT! I had a complicated, cumbersome transaction to do, and everyone worked hard to get it done, and they were friendly and welcoming at the same time. In particular Rosa, the supervisor, and her team of Kate, Portia, and Jafet were really terrific. There was another staff person there, too, but unfortunately I dont remember his name, but he was also helpful. Im very glad I decided to do this transaction with Ulster Savings Bank in Kingston instead of at Chase or another huge bank. Thanks, everyone!

Keisha Sweeting Everyone is always friendly and helpful here. There was ONE time when I got someone who was less friendly than the others and I have only seen that person the one time. I also love their online banking system. I just wish they had Saturday hours, and a location going between Oswego and Mexico.