Financial Services Network USA - Elmira (NY)

DJ P Retained Joe OHaver as my financial advisor when he worked at IBN financial to help me plan and manage my 401/IRA as I was planning to retire. I wanted to generate a steady income stream from my investments. He recommended that to achieve a stable and secure income stream that I heavily invest in REITs. After multiple discussions he assured me that this investment would meet my objectives and that they were stable and low risk and I would be able to get my cash back within 5-10 yrsrs. End result after 10 years is I now have multiple large REIT investments that are not paying any dividends and have cancelled their buyback. They ended being useless money loosing investments with no way to get my funds back without substantial losses. His recommendation was based on his or IBNs commission and not what was best for me. Avoid him and IBN financial at all cost if you want to protect your money.

Ron Vargo Friendly and knowledgeable staff. Do a great job managing client finances for long and short term goals. Awesome team!

Mrs R Koni Best bank Ive ever done business with. All other banks had hidden fees, did not offer "real" time banking, and were just stressful to deal with. Ive been a member of vfcu for four years now and no problems at all. The staff are friendly, Knowledgeable, and know me by name. Only downside that I can think of, its very hard to reach a live representative by phone.

Ed FNS Great college, even better staff and faculty. My kids got three different degrees and are working in there field they studied in. Would recommend this college to anyone wanting to get their associates or going for their bachelors degrees.