OneMain Financial - OFallon (IL)

5 /5 Izzi: Michelle and Jordyn were awesome! They made the process so easy for me to understand. I’m really not a big fan of loans, but they made this a great experience during a crazy period of my life. Thank you guys so much.

5 /5 Chris D: Jordyn and Michelle were very professional and very precise. Anyone in the reviews saying they are rude or anything else are just wrong on only saying that after they didn’t pay. They are clearly fun and professional. I came to them with a need and they were able to help and deliver. I look forward to working with them in the future and I am sure if I pay my loan every month things will be just fine. Thank you Jordyn and Michelle for making this process easy for me.

5 /5 Cheri fenton: Working with One Main was the best thing ever!!! Michelle was super nice, very friendly and kind. She made sure that I understood everything in my contract. Michelle, made the whole process easy and comfortable. I never knew that getting a loan could be so at ease.

1 /5 9063rx: Be careful with predatory lending tactics. Onemain likes to sell precalculated loans as being better than a traditional interest bearing loan. These loans penalize early payment, you pay all of the interest up front, and the method of interest calculation is confusing and convoluted. Be very, very careful if you decide to do business with them and pay lots of attention to the interest rate and how much you’re actually paying in interest. In some cases, you’ll pay more in interest than you would get from the loan over a 3-5 year loan. Very much not worth it. If you do just so happen to default, they’ll take the entire amount of the loan, precalculated interest and all, and convert it into a high interest rate conventional loan, causing you to pay *even more* interest on top of the already insane 34.95% (or whatever other ridiculous percent) they decide to give you. Please use their services with extreme caution. Corporate customer service is useless and local branches all throughout your state will harass you multiple times per day if you’re more than a day or two late.