Robins Financial Credit Union - Watkinsville (GA)

5 /5 Brooke Ussery: I love this place. My credit union is a small one in Atlanta and since I’ve moved out here, I use this shared branch. I am always greeted warmly and the tellers are super helpful and efficient.

5 /5 Charlie Tipton: What a nice location! I wasn’t looking for it but I had to take note of how incredibly clean it was inside. I worked with Robert today, who was an absolute saint. He was incredibly professional, very nice, and I trusted him to handle my affairs. I was not disappointed!

5 /5 Schoenfeld Ryan: Great interest rates!! Got 3% on a money market that has a free one time withdraw and is for 15 months. Much better than the 0.01% from our old traditional bank savings account. Even the regular savings account here has great rates, if I recall they are like 0.2% or something, though they probably changed.

4 /5 The Wills: [Updated review after three years of use] We continue to enjoy the small town feel of the local RFCU - after the initial 3 month obligatory wait period for online banking (eg online check deposits, fund transfers, etc.,) began to work. Over the past three years, we’ve had a good relationship with Robins and now enjoy it more than ever. [Original review 2021] New Member Caveats: as a physical location, I like RFCU, no problems. As potential new members however, there are some “restrictions” which seem odd given what’s generally available in marketplace. 1) when you set up a new account they hold your money for several weeks — just be aware you will not have access to your funds for several weeks; potentially start accounts with a small amount? 2) Mobile deposit is not available; you MUST GO TO THE BRANCH IN PERSON and wait 3 months before this feature is available! I’ve been using Mobile banking 10 years and this seems antiquated - just be aware. In summary, if you’re looking for a great local credit union, go here, but be prepared for lengthy access to your initial funds and 3 months before meaningful remote access.