1 /5 JCC JCC: This is by far the worst bank I have ever dealt with! First they charged us 10$ to reset a PIN number for debit cards that were not set up right when we opened the account. We have a car loan through them now and we are trying to refinance with someone else, they wouldn’t give the other bank the payoff. So I called they said they could only fax the information, or have a loan specialist call us back. That was last week! I called them literally 15 times and got hung up on once. We are still trying to get the payoff!!