5 /5 JD Jamar: Let me say upfront , my local insurance agent has been sympathetic and made two attempts to assist me in resolving my almost year long claim to rebuild my kitchen . PROBLEM:The Ajuster, who has no ties to my local Insurance Agent, and my contractor are unable to agree on the amount of funds to restore my kitchen. As a result , my contractor has resigned and informed me to “see if Alstate can find me a contractor who can restore my home for the current awarded amount of money.” I’m currently searching for more contractors’ estimates. Meanwhile, I’m stuck living out of my bedroom, as the dining room is not habitable, living room and basement are crammed with kitchen furniture. My adjuster said he would not approve an “packout”. Additionally ,I am short $1800.00 to pay for my home repair because of lack of knowledge received initially. I paid for a kitchen pipe repair that’s not covered in my claim.
I believe this entire situation could have been avoided with more adequate “Claim management and proactive/written communication.” This claim process is new to most claimants including me.Most people are stressed and concerned about their issues . They like myself need written guidance along with verbal guidance “pushed “ to them to navigate the claim process. The majority of the claim information I received was a result of discovery, from coworkers or “my pulling information”from my Adjuster.
I pray we are not forced to celebrate Christmas outside of our home this year.see pictures attached