1 /5 N S: Not a reflection of this branch, but of Truist.
Love Sarah, hate Truist policies. Deposited cash to cover a bill. Paid it. Later that week, I deposited a large check from a 3rd party, which I was told would be frozen in two intervals. Absolutely fine. Didnt need it right away.
Low and behold the bill I paid never went through, and I never got notification that Truist didnt release the funds to cover it!
Truist "temporarily" froze and ceased payments to and from my entire account because of fraud investigation on the check. Excuse me, but youre already investigating the check, hence the 2-interval freeze, no? If not, then why are you freezing the check in the first place?!
When called to investigate why no notification was given, the rep cited "technical difficulties." Does that sound like a viable excuse? Ive had 3 transactions on this account. The deposits and the attempted payment. I CAN NOT TRUST YOU to let me know you didnt pay my bill. If I had an overdraft, would you not let me know either? Im sure youd say ofc wed let you know. But I CANT TRUST YOU. Who cites tech difficulties and does NOT keep trying til u reach the customer? You could have called, text, emailed, sent mail, all of it. You are dealing with peoples money. Why wouldnt you want to ensure it was communicated to show that you are dependable and that we are working on our financial relationship together?
You had no problems destroying our relationship when you wanted to think it was fraud and lock me out of online banking -- still locked out even weeks AFTER you unfroze it --realizing it wasnt fraudulent.
I was told by a 3rd party funds werent received, couldnt see if my funds were out of my account and had to waste my time for a stupid policy and a complete LACK of respect, regard and consideration. Naturally, I withdrew my "large" funds that you clearly cant handle and mistrust. The only reasons I kept a meager savings is because of Sarah, the teller that assisted me at the closing of my account and the guy that helped me open my accounts (he was awesome). She was calm and kept her cool and made me laugh by the end of the interaction. Your methods, not her, are what caused me to close my largest account. Im a sucker for nice people that actually connect with me.