3 /5 Jeff Davis: They company is what it is. It is a lender for those without great credit. You will pay higher rates however those rates are fully legal and transparently disclosed. There are no fees that are added without reason, proof, and notification. Pay the bill on time. There will be no additional fees and one will be able to improve their credit.
While their rates are higher, theyll approve you when others will turn you down. Paying them on time will also help you improve your credit score.
While it is frustrating to have to pay an extra fee to make a pmt on line, it is free to make a payment in their office or even on the phone with them so that fee is avoidable.
They are fair and reasonable.