5 /5 kit kat: Jeff was fantastic! He was very attentive, thorough, fast, and efficient. He was always there to either answer his calls or answers emails whenever I needed him. And if he couldn’t get back to me right away, he would always try to get back as quickly as he could. He is the Iron Man in mortgage refinancing. I would use him over and over again. Loved his personality, very bubbly, energetic, and friendly. The best thing since Chocolate was invented