Merrill Edge - Sunnyvale (CA)

Roberto Torres Love this Company. They thought me to get out of debt, and Learn how money works. I have a game plan to retire in the future.

Aamya Very polite. Really cute decorations for Christmas.

lynda simmons Chad is genuinely all about providing great quality customer service. Not only did Chad make our home buying process smooth and effortless, he showed us that we could actually keep the house we thought we had to sell! So we now have our new house and an income producing rental! We are just so grateful for his knowledge, insight and ability to see the big picture for us. He was super responsive and we really felt like he valued our business. You will not find a better value for such an important life purchase. He will definitely go above and beyond for you!

Anna Petrenko Please don’t use them—not even as a last resort. What they offer isn’t a loan, it’s a lease disguised as one. They’ll promise you the option for early payoff, but when you ask for a quote just a few months in, they’ll demand the full amount of all future payments. We put $35,000 down and financed $50,000. After just three months, they told us the payoff amount was $90,000—even after applying an $11,000 "early payoff discount." The down payment we made didn’t reduce that amount at all. We agreed to the deal because they claimed we could save on interest by paying early. But the interest rate they charge exceeds legal limits. And because it’s a commercial transaction, there are no legal protections—this kind of predatory practice is technically allowed. They prey on small business owners when they’re most vulnerable. Please—wait, save more, and go through a real bank. Don’t let them trap you the way they trapped us.