Kal Financial - Carmel (CA)

Charlotte I’ve been with first command for 5 years in 3 different duty stations. Chalitda is by far the best advisor I’ve had. She truly cares about her clients and it shows with the time and energy she has put into helping me on my path to reach financial freedom. I didn’t grow up with financial security and I was not well educated on finances coming into the Navy, but Chalitda has helped fill in those gaps with white board drawings and many repeated explanations until I truly understood. This location has monthly events such as “puppies & pints” and “paint & sips” that help build community and they typically offer “lunch & learn” sessions to continue to build financial knowledge which have been great for my friends and I to attend.

Winthrop REMEMBER YOU MOST LIKELY WILL PAY BACK A LOT MORE WHAT THEY LOAN YOU. IN MY CASE 22.42% LOOK AT THE YOU WILL PAYBACK VERY VERY VERY CAREFULLY. I can only suggest you read the fine print very carefully, While they try to be upfront at the time you sign the dotted line they have slick, fast talking people who will rush you through the process before you can clearly process how much you really are committing to payback. Even telling you that you are really getting a great deal and in my case, telling me that in the long run it will HELP MY credit. I consolidated a large credit card balance (like borrowing from Peter to pay Paul kinda thing) and in the long run it hurt my credit. All I saw was a quick fix. I was DESPERATE like most people that go to a place like this. Today I got my Title back a sense of relief, Lesson learned never to get that way again. TAKE-A-WAY READ BEFORE YOU SIGN AND INVESTIGATE OTHER OPTIONS BEFORE YOU GO HERE. DO NOT GET RUSHED INTO SIGNING ANYTHING!