5 /5 Bob G: Kim was a very pleasant young lady to work with. She was very knowledgeable and aware of the insurance policies which we hve and was able to provide options of what we could do with the policies at this time in my life. Through conversation she was able to determine that most of my income was from pension plans and that I had no large savings account on which to draw my retirement income. Without being pushy, she was able to advise us that if we did desire to invest in any portfolio of any type, she would be able to advise us on what we needed to look at depending what goals we need would like attain.