1 /5 Carla Garcia: I contacted Culver Insurance today to get a quote since our insurance had lapsed for two weeks and couldnt be reinstated. A couple of hours later, Ruby called back with a quote of over $1500 for the year. I mentioned to her that half of our motorcycles are non-op yet she said it’s 6400 miles for mileage running or not. That’s (incorrect information) I told her that this wasnt fair, to which she responded that insurance rates have been increasing. After conducting extensive research, I managed to return to my original insurance carrier and they had mentioned I didn’t need a broker and secured a new policy for just $254 for the entire year. When I confirmed the price with the agent, she assured me it was correct and guess what it’s based on (mileage) and deductibles. I find it concerning that Culver Insurance would offer such an extremely high quote, especially when we have perfect driving records and during these challenging times It feels like true highway robbery. If I could rate you a 0 I would.