5 /5 Angela Tweedie: John Merkel was the best at helping my husband, Doug and I make very a important decision with moving our Self Directive IRA. to a Fixed Income Annuity. We now have a "peace of mind" we will not outlive our retirement and well have a steady monthly income along with our SS. Thank you John for your honesty, integrity, and kindness throughout this process! Also, we want to say thank you to Andy and his Rose Retirement Team...yall are great! :)